Another Reason to Move to Dayton
This was posted on an AOL News bulletin and I thought it was good general information. I used to sell insurance between 1987 and 1994. It was an interesting experience. It taught me a lot about people. The official site is here if the link is still active.
Homeowners in some coastal and hurricane zones are about to see their home owners insurance premiums as much as double this year, according to the Insurance Information Institute, an industry information group. But you don't have to take the full hit. If you haven't already asked your insurer for discounts you may qualify for, now is the time to do so. If your home owners and auto insurance policy are from the same company, for example, you could get 5% to 15% off your homeowners premiums. So could membership organizations like the AARP or AAA, or even your alma mater's alumni association. And if you live in a hurricane or wildfire zone, improving the strength of your home -- by installing special protection on your windows and doors so they're more wind-resistant, for example -- could also get you a premium discount. (For details on the specific hazards in your area and suggestions on how to strengthen your home, use the ZIP code search of the Institute for Business and Home Safety Web site.) Regular cost: Homeowners insurance premiums are expected to average $776 in 2007, according to the Insurance Information Institute, up 2% to 4% compared with 2006. But coastal communities and hurricane zones will see premium hikes of 20% to 100%. Smart savings: Special discounts can save you as much as 20%, including discounts for disaster-proofing your home.